liability insurance

[ed marczyszak]

Do running clubs have liability insurance to protect them in case someone is injured during a group run? If so, what is the average cost and where or how do you obtain it?  Is the policy an annual policy or are separate policies purchased for group runs or races? I am assisting a veteran's group with a potential group run and want to make sure we aren't exposing ourselves to potential financial loss.
Thank you in advance for any advice or assistance,

[Peter Hawley]

Hi Ed. Hope you found an answer by now. If not try rrca.org. They have all kinds of information.

[ed marczyszak]

Thanks for the reply, Peter, I have gotten ambiguous answers and will try the rrca.org next.
Since these will be untimed, non-competitive group runs some have said to just have them sign a release while others have gone with get the insurance and be safe.
I'll post what the results are and plan on starting these runs in the new year.
thanks again,